Debt collection -- Threatened to contact someone or share information improperly -- Complaint #4884666
Complaint Overview
Complaint ID: 4884666
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Threatened to contact someone or share information improperly
Sub-Issue: Contacted you after you asked them to stop
State: Ohio
ZIP Code: 44221
Date Received: 2021-11-07T12:00:00-05:00
Date Sent to Company: 2021-11-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Have sent me demanding letters saying a debt is owed. Information that they are reporting wasnt validated and when asked to validated provided same exact response to the validation. This company is reporting false information and degrading my credit. PORTFOLIO RECOVERY A Last reported XX/XX/XXXX {$3000.00} Open balance XXXX XXXX XXXX XXXX XXXX A Original creditor XXXX Opened XX/XX/XXXX ( 3 yrs, 8 mos ) Account status Open Type -- Responsibility Individual Remarks Consumer disputes after resolution Collection account Original creditor name XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #4884666 about?
Complaint #4884666 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Threatened to contact someone or share information improperly. It was received by the CFPB on 2021-11-07T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.