Debt collection -- Written notification about debt -- Complaint #4854382
Complaint Overview
Complaint ID: 4854382
Company: Phoenix Financial Services LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Colorado
ZIP Code: 80021
Date Received: 2021-10-28T12:00:00-05:00
Date Sent to Company: 2021-10-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I pulled my credit report and was alerted that there was a new collection item on there. From Phoenix Financial services. I was never sent a letter to validate this alleged debt.
Frequently Asked Questions
What is Complaint #4854382 about?
Complaint #4854382 was filed against Phoenix Financial Services LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-10-28T12:00:00-05:00.
How did Phoenix Financial Services LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Phoenix Financial Services LLC?
Yes, visit the Phoenix Financial Services LLC company profile at readthecomplaint.com/company/phoenix-financial-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.