Mortgage -- Applying for a mortgage or refinancing an existing mortgage -- Complaint #4854031
Complaint Overview
Complaint ID: 4854031
Company: Bank Of America, National Association
Product: Mortgage
Sub-Product: FHA mortgage
Issue: Applying for a mortgage or refinancing an existing mortgage
State: Washington
ZIP Code: 98383
Date Received: 2021-10-28T12:00:00-05:00
Date Sent to Company: 2021-10-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received notice from Bank of America that my mortgage was being sold effect XXXX on XX/XX/XXXX. This is less than 15 days as required by 12 CFR 1024.33. I contacted BoA and told them they did not provide enough notice per the law, I was informed the letter was dated XX/XX/XXXX and that was more than 15 days. However, putting a date on a letter doesn't inform me of something on that day.
Frequently Asked Questions
What is Complaint #4854031 about?
Complaint #4854031 was filed against Bank Of America, National Association regarding Mortgage specifically about Applying for a mortgage or refinancing an existing mortgage. It was received by the CFPB on 2021-10-28T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.