Payday loan, title loan, or personal loan -- Getting the loan -- Complaint #4828060

Complaint Overview

Complaint ID: 4828060

Company: First National Bank Of Pennsylvania

Product: Payday loan, title loan, or personal loan

Sub-Product: Installment loan

Issue: Getting the loan

State: Missouri

ZIP Code: 65251

Date Received: 2021-10-20T12:00:00-05:00

Date Sent to Company: 2021-10-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

Fist I applied for multiple loans on line. FNB called me on XXXX saying I had been approved for a {$6000.00} loan for 5 years ( unsure ) at {$120.00} monthly payments and would that be beneficial. Yes. She stated because of my poor credit rate I needed insurance to prove I could payback the loan. She wanted {$200.00} on a Visa card. She gave me # to call when I had it. Next day XXXX I called but had the wrong kind of Visa. Wanted XXXX XXXX. Next day XXXX I called back. They wanted pictures of card, packaging and receipt. Sent. Money taken from card that day. No loan received. Refused to let me talk to loan department. Called daily many times and hung up on every call. Today demanded my {$200.00} back. And they continue to hang up on me. Please contact for details. XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #4828060 about?

Complaint #4828060 was filed against First National Bank Of Pennsylvania regarding Payday loan, title loan, or personal loan specifically about Getting the loan. It was received by the CFPB on 2021-10-20T12:00:00-05:00.

How did First National Bank Of Pennsylvania respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against First National Bank Of Pennsylvania?

Yes, visit the First National Bank Of Pennsylvania company profile at readthecomplaint.com/company/first-national-bank-of-pennsylvania to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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