Money transfer, virtual currency, or money service -- Fraud or scam -- Complaint #4816236

Complaint Overview

Complaint ID: 4816236

Company: Bank Of America, National Association

Product: Money transfer, virtual currency, or money service

Sub-Product: Domestic (US) money transfer

Issue: Fraud or scam

State: New York

ZIP Code: 11361

Date Received: 2021-10-16T12:00:00-05:00

Date Sent to Company: 2021-10-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2021, I transferred {$28000.00} from my Bank of America 's checking account to another Bank of America account ( XXXX XXXX XXXX ), not knowing it was a scam call until the next day on XX/XX/2021. Bank of America failed to respond and retrieve my money back from the scammers on time despite the fact that I reported it the next day. It took them 4 days to send me a Scam Victim Acknowledgement form, which took place on XX/XX/2021. I signed and faxed it back to them on the same day. Then they responded back 8 days later on XX/XX/XXXX to tell me that they were not able to recover my funds. I filed a police report on XX/XX/XXXX as well and the XXXX is waiting for Bank of America to respond to the summon/subpoena.

Frequently Asked Questions

What is Complaint #4816236 about?

Complaint #4816236 was filed against Bank Of America, National Association regarding Money transfer, virtual currency, or money service specifically about Fraud or scam. It was received by the CFPB on 2021-10-16T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Money transfer, virtual currency, or money service) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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