Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #4799000

Complaint Overview

Complaint ID: 4799000

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: California

ZIP Code: 91302

Date Received: 2021-10-11T12:00:00-05:00

Date Sent to Company: 2021-10-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/21 XXXX XXXX XXXX was authorized to repair a light fixture in my pool for XXXX dollars. 0n XXXX was told due to complications it would cost me XXXX to do the repair which I also authorized. On XX/XX/21, the repair was not done and I was charged XXXX. I disputed the transaction since I had not authorized XXXX nor the repair was not done. Citibank informed me that even-though I had not authorized the the XXXX amount nor the work that I was being charged for was not done I was responsible for the charges. I have provided documentation showing the work was not completed and I had to pay another company to deal with the damages caused from XXXX 's XXXX XXXX to no avail. I need your help. I believe Citibank 's decision on this matter is wrong based on the facts and logic and documentation provided. I should not be responsible for an unauthorized charge for a service not completed.

Frequently Asked Questions

What is Complaint #4799000 about?

Complaint #4799000 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2021-10-11T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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