Credit card or prepaid card -- Problem with a purchase or transfer -- Complaint #4788648

Complaint Overview

Complaint ID: 4788648

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: Gift card

Issue: Problem with a purchase or transfer

Sub-Issue: Card company isn't resolving a dispute about a purchase or transfer

State: Colorado

ZIP Code: 80003

Date Received: 2021-10-07T12:00:00-05:00

Date Sent to Company: 2021-10-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/2021, I attempted to add {$400.00} to my XXXX gift card using my Citibank credit card. My Citibank credit card was charged {$400.00}, but the money was never desposited on the gift card. I filed a dispute with my credit card company and with XXXX. Citibank says that they have been unable to get XXXX to reverse the charge and XXXX has been giving me the runaround on the transaction. At this point I just want the {$400.00} refunded since I no longer trust putting the money on to a XXXX gift card. It has been four months since this occurred and the problem is still not resolved.

Frequently Asked Questions

What is Complaint #4788648 about?

Complaint #4788648 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Problem with a purchase or transfer. It was received by the CFPB on 2021-10-07T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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