Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #4785422
Complaint Overview
Complaint ID: 4785422
Company: Bank Of America, National Association
Product: Checking or savings account
Sub-Product: Checking account
Issue: Problem with a lender or other company charging your account
Sub-Issue: Transaction was not authorized
State: South Carolina
ZIP Code: 29611
Date Received: 2021-10-06T12:00:00-05:00
Date Sent to Company: 2021-10-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I really don't remember the dates it was last year, all I know that bank put a flag on my account and told me that I owe them over {$4000.00} dollars. I was trying to get a loan with this loan company and they was asking if I get test to transaction. First they sent {$1700.00} to my XXXX XXXX which was link to my bank. They ask me to return it to them for testing. They repeat that with {$1700.00} saying they was paying insurance fees for getting so much money at a time. So now I can't get no bank account open because of this.
Frequently Asked Questions
What is Complaint #4785422 about?
Complaint #4785422 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2021-10-06T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.