Debt collection -- Attempts to collect debt not owed -- Complaint #4781107
Complaint Overview
Complaint ID: 4781107
Company: Complete Credit Solutions, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Ohio
ZIP Code: 44720
Date Received: 2021-10-05T12:00:00-05:00
Date Sent to Company: 2021-10-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have two companies trying to collect the same debt from XXXX who was bought out by XXXX. Its the same account. I Have been paying one with one payment left and the other company is still reporting on my credit report that it hasn't been addressed. The first company that reached out to me that I have paid the entire balance to is XXXX at phone number XXXX that I have auto drafted from my account for XXXX a week since XX/XX/2021 after an initial down payment of XXXX on XX/XX/2021 for a total balance of XXXX after this last payment that will come out of my account on XX/XX/2021. The other company reporting on me is Complete Credit Solutions or XXXX XXXX XXXX at XXXX. I am not sure which one is scamming me but the company sold the debt to two different collectors and I find this unfair that I have already satisfied the debt as of this upcoming Friday yet my credit is being impacted negatively
Frequently Asked Questions
What is Complaint #4781107 about?
Complaint #4781107 was filed against Complete Credit Solutions, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-10-05T12:00:00-05:00.
How did Complete Credit Solutions, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Complete Credit Solutions, INC.?
Yes, visit the Complete Credit Solutions, INC. company profile at readthecomplaint.com/company/complete-credit-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.