Debt collection -- Took or threatened to take negative or legal action -- Complaint #4764966

Complaint Overview

Complaint ID: 4764966

Company: Synchrony Financial

Product: Debt collection

Sub-Product: I do not know

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened to sue you for very old debt

State: Michigan

ZIP Code: 490XX

Date Received: 2021-09-29T12:00:00-05:00

Date Sent to Company: 2021-09-29T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

This bank has called a total of 19 times, Im not the person they are trying to reach. Wrong number or perhaps Ive been givin a phone number of a past customer. However I owe these people nothing. Im a senior citizen, my calls are lotted, every time they call it goes towards my minutes. Please have them not call me number any further. Again Im not the individual they are looking for. Thank You

Frequently Asked Questions

What is Complaint #4764966 about?

Complaint #4764966 was filed against Synchrony Financial regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-09-29T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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