Debt collection -- Attempts to collect debt not owed -- Complaint #4706744
Complaint Overview
Complaint ID: 4706744
Company: Recovery Ace INC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Delaware
ZIP Code: 197XX
Date Received: 2021-09-09T12:00:00-05:00
Date Sent to Company: 2021-09-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is not a request for verification nor proof of my mailing address, but a request for validation made under the above name title and section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. - Please provide me with the following : The name and address of the original creditor, the account number, and the amount owed. - Verification that there is a valid basis for claiming I am required to pay the current amount owed. - Details about the age and amount of the debt including a copy of the last billing statement from the original creditor ; a detailed explanation of any interest added or payments made since the last billing statement and the legal authorization for this interest ; the date the original creditor claims this debt became delinquent. - Please also note whether this debt is within the statute of limitations and how that was determined. - Please also forward details about your authority to collect this debt : whether you are licensed in my state and if so provide the date of the license, name on the license, license number, and the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from outside my state, provide the licensing information from your state as well.
Frequently Asked Questions
What is Complaint #4706744 about?
Complaint #4706744 was filed against Recovery Ace INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-09T12:00:00-05:00.
How did Recovery Ace INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Recovery Ace INC?
Yes, visit the Recovery Ace INC company profile at readthecomplaint.com/company/recovery-ace-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.