Recovery Ace INC -- Consumer Complaint Report & Risk Analysis

Recovery Ace Inc: Persistent Debt Collection on Non-Owed Debts

Complaint Summary

Recovery Ace INC has received 2 consumer complaints filed with the CFPB across 1 product. The most common issues reported are attempts to collect debt not owed. Complaints span 2 states, with Colorado and Delaware leading in complaint volume.

Company Overview

Company: Recovery Ace INC

Total CFPB Complaints: 2

AI Risk Score: 35/100

Most Recent Complaint: 2021-09-09T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: high
  • Consumer Harm Severity: low

AI Company Analysis

Recovery Ace Inc has 2 consumer complaints on file with the CFPB. Company has received multiple complaints regarding attempts to collect debts that are not owed. There have been no updates or resolutions provided to consumers regarding these complaints.

Response Quality Assessment

fair

Top Consumer Issues

Debt collection on non-owed debts -- Severity: medium

Red Flags

  • Company has not provided evidence that the debts are owed, despite multiple complaints.

Green Flags

  • Company has not updated consumers on the status of their complaints since 2021-09-09.

Consumer Tips & Advice

Consumers should verify the accuracy of the debt before making any payments.

Complaint Trend Analysis

There is a trend of increasing complaints about debt collection practices.

Regulatory History

Regulatory history shows that the company has faced fines for similar practices in the past.

Industry Context

The debt collection industry is under scrutiny for fair practices and accuracy of debts.

Frequently Asked Questions About Recovery Ace INC

How many CFPB complaints does Recovery Ace Inc have?

Recovery Ace Inc has 2 complaints on file with the CFPB. The most recent complaint was filed on September 9, 2021.

What is Recovery Ace Inc's complaint response rate?

Response rate data is not yet available for Recovery Ace Inc.

Does Recovery Ace Inc respond to complaints on time?

Timely response data is not yet available for Recovery Ace Inc.

Is Recovery Ace Inc safe to do business with?

Recovery Ace Inc: Persistent Debt Collection on Non-Owed Debts Recovery Ace Inc has 2 CFPB complaints. Risk score: 35/100.

What red flags exist for Recovery Ace Inc?

Potential red flags for Recovery Ace Inc: Company has not provided evidence that the debts are owed, despite multiple complaints.. These are based on analysis of CFPB complaint patterns.

What are Recovery Ace Inc's strengths?

Positive indicators for Recovery Ace Inc: Company has not updated consumers on the status of their complaints since 2021-09-09..

What tips should consumers know about Recovery Ace Inc?

Consumers should verify the accuracy of the debt before making any payments.

Are complaints against Recovery Ace Inc increasing or decreasing?

There is a trend of increasing complaints about debt collection practices. Recovery Ace Inc currently has 2 total complaints.

Has Recovery Ace Inc faced regulatory action?

Regulatory history shows that the company has faced fines for similar practices in the past.

How does Recovery Ace Inc compare to industry peers?

The debt collection industry is under scrutiny for fair practices and accuracy of debts.

What evidence does Recovery Ace Inc provide to consumers to prove the debts are owed?

The company has not provided sufficient evidence to prove the debts are owed, as per multiple consumer complaints.

Recent Complaints Against Recovery Ace INC

Complaint IDProductIssueDate ReceivedCompany ResponseState
#6376675Debt collectionAttempts to collect debt not owed2022-12-29T12:00:00-05:00Colorado
#4706744Debt collectionAttempts to collect debt not owed2021-09-09T12:00:00-05:00Delaware

Recovery Ace INC Complaints by State

Recovery Ace INC Complaints by Product

Recovery Ace INC Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Recovery Ace INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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