Checking or savings account -- Closing an account -- Complaint #4692368

Complaint Overview

Complaint ID: 4692368

Company: First Citizens Bancshares, INC.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Closing an account

Sub-Issue: Fees charged for closing account

State: Minnesota

ZIP Code: 55369

Date Received: 2021-09-04T12:00:00-05:00

Date Sent to Company: 2021-09-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Closed checking account with XXXX XXXX ( XXXX XXXX, hqtrd in WI. ) has been reported to XXXX as having a negative balance. The bank that acquired that assets/accounts ( First Citizens Bank in NC. ) has not produced the requested documentation/evidence of what created the negative balance.

Frequently Asked Questions

What is Complaint #4692368 about?

Complaint #4692368 was filed against First Citizens Bancshares, INC. regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2021-09-04T12:00:00-05:00.

How did First Citizens Bancshares, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against First Citizens Bancshares, INC.?

Yes, visit the First Citizens Bancshares, INC. company profile at readthecomplaint.com/company/first-citizens-bancshares-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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