Vehicle loan or lease -- Managing the loan or lease -- Complaint #4588710

Complaint Overview

Complaint ID: 4588710

Company: Santander Consumer USA Holdings INC.

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Managing the loan or lease

Sub-Issue: Problem with fees charged

State: Oklahoma

ZIP Code: 749XX

Date Received: 2021-07-30T12:00:00-05:00

Date Sent to Company: 2021-07-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Santander is reporting that my client still owes a balance, and the account got placed for collection status. My client was trying to get financed for a home, but this debt is preventing my client to get the necessary financing. On XX/XX/XXXX I sent a certified letter to get verification of the amounts that Santander claims that my client owes, as of today XX/XX/XXXX we have not received any response. In the certified letter, I attached a POA, tracking number # XXXX.

Frequently Asked Questions

What is Complaint #4588710 about?

Complaint #4588710 was filed against Santander Consumer USA Holdings INC. regarding Vehicle loan or lease specifically about Managing the loan or lease. It was received by the CFPB on 2021-07-30T12:00:00-05:00.

How did Santander Consumer USA Holdings INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Santander Consumer USA Holdings INC.?

Yes, visit the Santander Consumer USA Holdings INC. company profile at readthecomplaint.com/company/santander-consumer-usa-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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