Money transfer, virtual currency, or money service -- Fraud or scam -- Complaint #4551890

Complaint Overview

Complaint ID: 4551890

Company: Bank Of America, National Association

Product: Money transfer, virtual currency, or money service

Sub-Product: Mobile or digital wallet

Issue: Fraud or scam

State: Connecticut

ZIP Code: 06902

Date Received: 2021-07-17T12:00:00-05:00

Date Sent to Company: 2021-07-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Someone reached out to me for the room I am renting. She sent me a cashier check worth {$4800.00}. However, when I received the check she sent me, I have rented the place to someone else. After I told her what happened, she asked me to deposit the check and XXXX the amount to her new landlord. I deposited the check at BOA mobile app and got the money on the next day. So I XXXX the money. A couple days later, The cashier check bounced back as it's a fake check.

Frequently Asked Questions

What is Complaint #4551890 about?

Complaint #4551890 was filed against Bank Of America, National Association regarding Money transfer, virtual currency, or money service specifically about Fraud or scam. It was received by the CFPB on 2021-07-17T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Money transfer, virtual currency, or money service) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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