Debt collection -- False statements or representation -- Complaint #4536344
Complaint Overview
Complaint ID: 4536344
Company: Ltd Financial Services, L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: North Carolina
ZIP Code: 282XX
Date Received: 2021-07-12T12:00:00-05:00
Date Sent to Company: 2021-07-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
LTD Acquisitions LLC is reporting false and inaccurate information on my credit report. This company is alleging ( by reporting ) that I owe and amount on an account that is still open. Collection agencies are not lawfully allowed to report an account as open, nor are they lawfully able to report a past due balance. This alleged debt has also never been validated after them calling me repeatedly ( after being advised to only contact me by mail ).
Frequently Asked Questions
What is Complaint #4536344 about?
Complaint #4536344 was filed against Ltd Financial Services, L.P. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2021-07-12T12:00:00-05:00.
How did Ltd Financial Services, L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ltd Financial Services, L.P.?
Yes, visit the Ltd Financial Services, L.P. company profile at readthecomplaint.com/company/ltd-financial-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.