Debt collection -- Took or threatened to take negative or legal action -- Complaint #4514963
Complaint Overview
Complaint ID: 4514963
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: New York
ZIP Code: 11727
Date Received: 2021-07-04T12:00:00-05:00
Date Sent to Company: 2021-07-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victim of identity theft of the XXXX hack in XXXX. Portfolio Recovery Associates has listed a collections on my credit file as of XX/XX/XXXX. I noticed this collections on my credit file as of XX/XX/XXXX. I am a victim of identity theft and I have involved law enforcement officials to assist with this matter. I have attempted to contact the company for assistance. I have never had an account with XXXX XXXX XXXX nor have I had one in the past. In addition I have asked for a debt validation with bearing my signature that this is my debt. I have not received one as of yet.
Frequently Asked Questions
What is Complaint #4514963 about?
Complaint #4514963 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-07-04T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.