Debt collection -- Written notification about debt -- Complaint #4509144

Complaint Overview

Complaint ID: 4509144

Company: Phoenix Financial Services LLC

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Florida

ZIP Code: 32225

Date Received: 2021-07-01T12:00:00-05:00

Date Sent to Company: 2021-07-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am not liable for this debt with XXXX XXXX XXXX XXXX and I do not have a contract with PHNX FINAN plus they did not provide me with the original application like I asked. Account No : XXXX Amount Disputed : {$260.00}

Frequently Asked Questions

What is Complaint #4509144 about?

Complaint #4509144 was filed against Phoenix Financial Services LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-07-01T12:00:00-05:00.

How did Phoenix Financial Services LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Phoenix Financial Services LLC?

Yes, visit the Phoenix Financial Services LLC company profile at readthecomplaint.com/company/phoenix-financial-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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