Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #4505561

Complaint Overview

Complaint ID: 4505561

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Nebraska

ZIP Code: 685XX

Date Received: 2021-06-30T12:00:00-05:00

Date Sent to Company: 2021-06-30T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have a charge on my Citi Credit card from ( XXXX # XXXX XXXX XXXX ) in the amount of {$4800.00} on XX/XX/2021. I called Citi and they cancelled my card and issued new card. There were a total of 26 fraudulent charges on my account from XX/XX/XXXX to XX/XX/XXXX for a total of {$7900.00} I contacted Citi about the XXXX XXXX and they denied my claim because I had a valid charge from XXXX in the amount of {$240.00} on the same day. They said I needed to contact XXXX for the refund. XXXX told me that a person by the name of XXXX XXXX prepaid online for a rental to be picked up on XX/XX/2021 in XXXX XXXX, NC but never picked it up. They told me they would credit the amount to the credit card but never did. When I called back they told me to get a police report which I did. Now when I call XXXX back, they just hang up on me. I have contacted Citi twice again today. Both times got disconnected.

Frequently Asked Questions

What is Complaint #4505561 about?

Complaint #4505561 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2021-06-30T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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