Debt collection -- Took or threatened to take negative or legal action -- Complaint #4505557
Complaint Overview
Complaint ID: 4505557
Company: Executive Credit Management, INC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Pennsylvania
ZIP Code: 19401
Date Received: 2021-06-30T12:00:00-05:00
Date Sent to Company: 2021-06-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Debt collector EXECUTIVE CREDIT MANAGEMENT furnished unvalidated and fraudulent information on my consumer report without my ( the original creditor ) written authorization pursuant to federal law. Ive sent debt validation and cease and desist letters with and invoice ; as well as an affidavit.
Frequently Asked Questions
What is Complaint #4505557 about?
Complaint #4505557 was filed against Executive Credit Management, INC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-06-30T12:00:00-05:00.
How did Executive Credit Management, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Executive Credit Management, INC?
Yes, visit the Executive Credit Management, INC company profile at readthecomplaint.com/company/executive-credit-management-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.