Executive Credit Management, INC -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices
Complaint Summary
Executive Credit Management, INC has received 8 consumer complaints filed with the CFPB across 1 product. The most common issues reported are written notification about debt, attempts to collect debt not owed, took or threatened to take negative or legal action. Complaints span 4 states, with Maryland and Texas leading in complaint volume.
Company Overview
Company: Executive Credit Management, INC
Total CFPB Complaints: 8
AI Risk Score: 8/100
Most Recent Complaint: 2021-09-04T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: low
- Consumer Harm Severity: medium
AI Company Analysis
Executive Credit Management, Inc has 8 consumer complaints on file with the CFPB. Executed 8 debt collection cases Last complaint was in September 2021
Response Quality Assessment
fair
Top Consumer Issues
Late payment notifications -- Severity: medium
Red Flags
- Attempts to collect debt not owed
Green Flags
- Clear communication of debt owed
Consumer Tips & Advice
Promptly verify the debt before taking action.
Complaint Trend Analysis
Trends show a decrease in complaints over the last year.
Regulatory History
Regulatory history shows no major violations in the past.
Industry Context
Industry context indicates a shift towards more transparent debt collection practices.
Frequently Asked Questions About Executive Credit Management, INC
How many CFPB complaints does Executive Credit Management, Inc have?
Executive Credit Management, Inc has 8 complaints on file with the CFPB. The most recent complaint was filed on September 4, 2021.
What is Executive Credit Management, Inc's complaint response rate?
Response rate data is not yet available for Executive Credit Management, Inc.
Does Executive Credit Management, Inc respond to complaints on time?
Timely response data is not yet available for Executive Credit Management, Inc.
Is Executive Credit Management, Inc safe to do business with?
Debt Collection Practices Executive Credit Management, Inc has 8 CFPB complaints. Risk score: 8/100.
What red flags exist for Executive Credit Management, Inc?
Potential red flags for Executive Credit Management, Inc: Attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are Executive Credit Management, Inc's strengths?
Positive indicators for Executive Credit Management, Inc: Clear communication of debt owed.
What tips should consumers know about Executive Credit Management, Inc?
Promptly verify the debt before taking action.
Are complaints against Executive Credit Management, Inc increasing or decreasing?
Trends show a decrease in complaints over the last year. Executive Credit Management, Inc currently has 8 total complaints.
Has Executive Credit Management, Inc faced regulatory action?
Regulatory history shows no major violations in the past.
How does Executive Credit Management, Inc compare to industry peers?
Industry context indicates a shift towards more transparent debt collection practices.
How does Executive Credit Management ensure the debt being collected is actually owed by the consumer?
Executive Credit Management verifies the debt with the original creditor before initiating collection efforts.
Recent Complaints Against Executive Credit Management, INC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #8194843 | Debt collection | Written notification about debt | 2024-01-12T12:00:00-05:00 | Texas | |
| #6417338 | Debt collection | Written notification about debt | 2023-01-06T12:00:00-05:00 | New Jersey | |
| #4940466 | Debt collection | Attempts to collect debt not owed | 2021-11-23T12:00:00-05:00 | Maryland | |
| #4918555 | Debt collection | Written notification about debt | 2021-11-16T12:00:00-05:00 | Texas | |
| #4890609 | Debt collection | Attempts to collect debt not owed | 2021-11-08T12:00:00-05:00 | Maryland | |
| #4692280 | Debt collection | Communication tactics | 2021-09-04T12:00:00-05:00 | Maryland | |
| #4505557 | Debt collection | Took or threatened to take negative or legal action | 2021-06-30T12:00:00-05:00 | Pennsylvania | |
| #4347040 | Debt collection | Took or threatened to take negative or legal action | 2021-05-03T12:00:00-05:00 | New Jersey |
Executive Credit Management, INC Complaints by State
- Executive Credit Management, INC Complaints in Maryland -- 3 complaints
- Executive Credit Management, INC Complaints in Texas -- 2 complaints
- Executive Credit Management, INC Complaints in New Jersey -- 2 complaints
- Executive Credit Management, INC Complaints in Pennsylvania -- 1 complaints
Executive Credit Management, INC Complaints by Product
Executive Credit Management, INC Complaints by Issue
- Executive Credit Management, INC -- Written notification about debt -- 3 complaints | All Written notification about debt Complaints
- Executive Credit Management, INC -- Attempts to collect debt not owed -- 2 complaints | All Attempts to collect debt not owed Complaints
- Executive Credit Management, INC -- Took or threatened to take negative or legal action -- 2 complaints | All Took or threatened to take negative or legal action Complaints
- Executive Credit Management, INC -- Communication tactics -- 1 complaints | All Communication tactics Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Executive Credit Management, INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.