Credit card or prepaid card -- Other features, terms, or problems -- Complaint #4487298

Complaint Overview

Complaint ID: 4487298

Company: Jpmorgan Chase & Co.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Other features, terms, or problems

Sub-Issue: Problem with rewards from credit card

State: Delaware

ZIP Code: 19702

Date Received: 2021-06-23T12:00:00-05:00

Date Sent to Company: 2021-06-23T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX I booked a flight from XXXX to XXXX through the Ultimate Rewards program of Chase using XXXX of my rewards points. I received confirmation email of the itinerary. One hour later I received another email tell me that my flight was cancelled. I did not know the reason. On XX/XX/XXXX, I called Chase customer service asking them to refund my points. They said that because I initiated the cancellation, they could not refund my points. It is very ridiculous because I didn't initiate the cancellation at all. Because Chase cancelled my trip, I had to get up at midnight on the night of XX/XX/XXXX to book another flight from XXXX to XXXX. However, Chase said they could not refund me the points and they had to follow the policies with the airline companies. I spent 70 minutes talking with Chase customer representative and could not solve the issue. They just kept saying I initiated the cancellation, which I did not. It is unbelievable!

Frequently Asked Questions

What is Complaint #4487298 about?

Complaint #4487298 was filed against Jpmorgan Chase & Co. regarding Credit card or prepaid card specifically about Other features, terms, or problems. It was received by the CFPB on 2021-06-23T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages