Debt collection -- Took or threatened to take negative or legal action -- Complaint #4398399
Complaint Overview
Complaint ID: 4398399
Company: Security Credit Services, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: California
ZIP Code: 95843
Date Received: 2021-05-22T12:00:00-05:00
Date Sent to Company: 2021-05-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This Company placed a Fraudulent account on my Credit & I have never dealt with or had any contact, did not open an account or owe Any money to. I received an alert from XXXX on XX/XX/XXXX that an account was opened in XX/XX/XXXX & I owed {$670.00}. These people then attempted to Call my Job on Several Occasions, they have been Told to immediately cease contacting me, my job & REMOVE this False information off my credit report. After looking at an old complaint & account that was previously removed from my report, it appears the Acct numbers used are the Same & this Company under a DIFFERENT name now is Attempting to place a false account on my credit & attempt to commit fraud my trying to get money from me, but now under a different Company name. I have filed disputes with all 3 Credit bureaus about this & also filed complaints with XXXX against them.
Frequently Asked Questions
What is Complaint #4398399 about?
Complaint #4398399 was filed against Security Credit Services, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-05-22T12:00:00-05:00.
How did Security Credit Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Security Credit Services, LLC?
Yes, visit the Security Credit Services, LLC company profile at readthecomplaint.com/company/security-credit-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.