Payday loan, title loan, or personal loan -- Problem with the payoff process at the end of the loan -- Complaint #4396404

Complaint Overview

Complaint ID: 4396404

Company: Bliksum, LLC

Product: Payday loan, title loan, or personal loan

Sub-Product: Installment loan

Issue: Problem with the payoff process at the end of the loan

State: California

ZIP Code: 90016

Date Received: 2021-05-21T12:00:00-05:00

Date Sent to Company: 2021-05-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I opened a loan with loanme me and originally had an issue with payments therefore i was offered a settlement, i made my payments on time and at the second to last month of my payments i was advised my loan was transfered to XXXXloanme branch. I was advised the branch did not have the updated terms of my loan but that i could pay the balance and would receive a close out notice. There is a new loan open under my name that I did not my payment was accepted and I never received a close out notice. Customer service reps transfer me around whenever i am able to get in contact i am concerned a false loan will be placed on my credit.

Frequently Asked Questions

What is Complaint #4396404 about?

Complaint #4396404 was filed against Bliksum, LLC regarding Payday loan, title loan, or personal loan specifically about Problem with the payoff process at the end of the loan. It was received by the CFPB on 2021-05-21T12:00:00-05:00.

How did Bliksum, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against Bliksum, LLC?

Yes, visit the Bliksum, LLC company profile at readthecomplaint.com/company/bliksum-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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