Debt collection -- False statements or representation -- Complaint #4360605

Complaint Overview

Complaint ID: 4360605

Company: Merchants And Professional Bureau, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: California

ZIP Code: 93313

Date Received: 2021-05-08T12:00:00-05:00

Date Sent to Company: 2021-05-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My service was XXXX to XXXX atXXXX XXXX XXXX and now they have sent my account which shows {$440.00} and now it's to collection agency 'Merchants And Professional Collection Bureau , IncXXXX XXXX for {$440.00}, my date of service was XXXX XXXX and i had XXXX XXXX XXXX XXXX XXXX XXXX XXXX health insurance and i had about {$50.00} deductible and total out of pocket cost was about {$820.00}. but i had copay very low. It has happened to me before that if hospital or clinic don't file claim on time frame according to insurance company guideline then they wouldn't get paid so i would like to get all information starting date of service to when they filed claim to my insurance and again i had about {$50.00} To {$75.00} copay. To me it's look like because of their billing department mistake, so then they go after patients to cover up their cost. They should Audit the billing department

Frequently Asked Questions

What is Complaint #4360605 about?

Complaint #4360605 was filed against Merchants And Professional Bureau, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2021-05-08T12:00:00-05:00.

How did Merchants And Professional Bureau, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Merchants And Professional Bureau, INC.?

Yes, visit the Merchants And Professional Bureau, INC. company profile at readthecomplaint.com/company/merchants-and-professional-bureau-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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