Merchants And Professional Bureau, INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection and Credit Reporting Issues
Complaint Summary
Merchants And Professional Bureau, INC. has received 45 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, problem with a credit reporting company's investigation into an existing problem. Complaints span 5 states, with Texas and California leading in complaint volume.
Company Overview
Company: Merchants And Professional Bureau, INC.
Total CFPB Complaints: 45
AI Risk Score: 65/100
Most Recent Complaint: 2021-09-16T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Merchants and Professional Bureau, Inc. has 45 consumer complaints on file with the CFPB. Attempts to collect debt not owed Improper use of your report
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about improper use of credit reports
Green Flags
- Several complaints about timely responses from the company
Consumer Tips & Advice
Be cautious and verify the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices.
Regulatory History
The company has a history of regulatory actions for improper debt collection practices.
Industry Context
The company deals with debt collection and credit reporting, which are common sources of consumer complaints.
Frequently Asked Questions About Merchants And Professional Bureau, INC.
How many CFPB complaints does Merchants and Professional Bureau, Inc. have?
Merchants and Professional Bureau, Inc. has 45 complaints on file with the CFPB. The most recent complaint was filed on September 16, 2021.
What is Merchants and Professional Bureau, Inc.'s complaint response rate?
Response rate data is not yet available for Merchants and Professional Bureau, Inc..
Does Merchants and Professional Bureau, Inc. respond to complaints on time?
Timely response data is not yet available for Merchants and Professional Bureau, Inc..
Is Merchants and Professional Bureau, Inc. safe to do business with?
Debt Collection and Credit Reporting Issues Merchants and Professional Bureau, Inc. has 45 CFPB complaints. Risk score: 65/100.
What red flags exist for Merchants and Professional Bureau, Inc.?
Potential red flags for Merchants and Professional Bureau, Inc.: Multiple complaints about improper use of credit reports. These are based on analysis of CFPB complaint patterns.
What are Merchants and Professional Bureau, Inc.'s strengths?
Positive indicators for Merchants and Professional Bureau, Inc.: Several complaints about timely responses from the company.
What tips should consumers know about Merchants and Professional Bureau, Inc.?
Be cautious and verify the debt before responding to collection efforts.
Are complaints against Merchants and Professional Bureau, Inc. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices. Merchants and Professional Bureau, Inc. currently has 45 total complaints.
Has Merchants and Professional Bureau, Inc. faced regulatory action?
The company has a history of regulatory actions for improper debt collection practices.
How does Merchants and Professional Bureau, Inc. compare to industry peers?
The company deals with debt collection and credit reporting, which are common sources of consumer complaints.
What is the most common issue reported by consumers?
The most common issue reported is attempts to collect debt not owed.
Recent Complaints Against Merchants And Professional Bureau, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #6235810 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-11-22T12:00:00-05:00 | Texas | |
| #6221402 | Debt collection | False statements or representation | 2022-11-18T12:00:00-05:00 | Texas | |
| #6194555 | Debt collection | False statements or representation | 2022-11-11T12:00:00-05:00 | Texas | |
| #6196056 | Debt collection | Took or threatened to take negative or legal action | 2022-11-10T12:00:00-05:00 | Texas | |
| #6092743 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-10-16T12:00:00-05:00 | Texas | |
| #5932594 | Debt collection | Attempts to collect debt not owed | 2022-08-30T12:00:00-05:00 | Wisconsin | |
| #5902531 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-08-21T12:00:00-05:00 | Texas | |
| #5647730 | Debt collection | Attempts to collect debt not owed | 2022-06-08T12:00:00-05:00 | Texas | |
| #5551562 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-05-09T12:00:00-05:00 | Texas | |
| #5508458 | Debt collection | Took or threatened to take negative or legal action | 2022-04-27T12:00:00-05:00 | Georgia | |
| #5455035 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-04-16T12:00:00-05:00 | Texas | |
| #5071492 | Debt collection | Attempts to collect debt not owed | 2022-01-04T12:00:00-05:00 | Texas | |
| #5010079 | Debt collection | Attempts to collect debt not owed | 2021-12-14T12:00:00-05:00 | Texas | |
| #5009947 | Debt collection | Attempts to collect debt not owed | 2021-12-14T12:00:00-05:00 | Texas | |
| #4993896 | Debt collection | Took or threatened to take negative or legal action | 2021-12-09T12:00:00-05:00 | Texas | |
| #4989608 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-12-08T12:00:00-05:00 | Texas | |
| #4988628 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-12-08T12:00:00-05:00 | Texas | |
| #4940901 | Debt collection | Attempts to collect debt not owed | 2021-11-23T12:00:00-05:00 | Texas | |
| #4903181 | Debt collection | Attempts to collect debt not owed | 2021-11-11T12:00:00-05:00 | Texas | |
| #4893024 | Debt collection | Written notification about debt | 2021-11-09T12:00:00-05:00 | Texas |
Merchants And Professional Bureau, INC. Complaints by State
- Merchants And Professional Bureau, INC. Complaints in Texas -- 38 complaints
- Merchants And Professional Bureau, INC. Complaints in California -- 4 complaints
- Merchants And Professional Bureau, INC. Complaints in Wisconsin -- 1 complaints
- Merchants And Professional Bureau, INC. Complaints in Georgia -- 1 complaints
- Merchants And Professional Bureau, INC. Complaints in Illinois -- 1 complaints
Merchants And Professional Bureau, INC. Complaints by Product
- Merchants And Professional Bureau, INC. Debt collection Complaints -- 28 complaints | All Debt collection Complaints
- Merchants And Professional Bureau, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 17 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Merchants And Professional Bureau, INC. Complaints by Issue
- Merchants And Professional Bureau, INC. -- Attempts to collect debt not owed -- 14 complaints | All Attempts to collect debt not owed Complaints
- Merchants And Professional Bureau, INC. -- Written notification about debt -- 7 complaints | All Written notification about debt Complaints
- Merchants And Professional Bureau, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 6 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Merchants And Professional Bureau, INC. -- Incorrect information on your report -- 6 complaints | All Incorrect information on your report Complaints
- Merchants And Professional Bureau, INC. -- Improper use of your report -- 5 complaints | All Improper use of your report Complaints
- Merchants And Professional Bureau, INC. -- Took or threatened to take negative or legal action -- 4 complaints | All Took or threatened to take negative or legal action Complaints
- Merchants And Professional Bureau, INC. -- False statements or representation -- 3 complaints | All False statements or representation Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Merchants And Professional Bureau, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.