Credit card -- Fees or interest -- Complaint #19947665

Complaint Overview

Complaint ID: 19947665

Company: Continental Finance Company, LLC

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Problem with fees

State: California

ZIP Code: XXXXX

Date Received: 2026-03-03T12:00:00-05:00

Date Sent to Company: 2026-03-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

When I received this card I was making my payments online and then it blocked me from the site, due to no number on file, I tried to have number added and could not get to the right queue to make payment. I kept getting charge fees, so on XX/XX/2026, I called and requested the payoff balance and made sure that this was everything because I did not want to deal with them any longer, I paid the amount they gave me in full and had them close the card. Almost two months later the sent me a text and an email that I now ow {$28.00}, I called and spoke with a supervisor on XX/XX/2026 and let her know that I requested a full payoff and need this removed. I called to check on XX/XX/2026, now it shows I owe {$57.00}. Please help, this is a trap for customers that have financial troubles and it does not help.

Frequently Asked Questions

What is Complaint #19947665 about?

Complaint #19947665 was filed against Continental Finance Company, LLC regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2026-03-03T12:00:00-05:00.

How did Continental Finance Company, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Continental Finance Company, LLC?

Yes, visit the Continental Finance Company, LLC company profile at readthecomplaint.com/company/continental-finance-company-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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