Debt collection -- Written notification about debt -- Complaint #19516783
Complaint Overview
Complaint ID: 19516783
Company: Lockhart, Morris & Montgomery INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Kentucky
ZIP Code: 40214
Date Received: 2026-02-15T12:00:00-05:00
Date Sent to Company: 2026-02-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I REQUESTED A DEBT VALIDATION TO A COLLECTION AGENCY, THEY RESPONDED WITH INCOMPLETE INFORMATION AND UNVERIFIED INFORMATION, BY LAW THIS HAS TO BE REMOVED FROM MY CREDIT REPORT AND THEY KEEP REPORTING AS BAD FAITH.. I WILL ATTACH ORIGINAL DEBT VALIDATION LETTER, ALL INFORMATION REQUESTED AND DEBT COLLECTOR 1ST RESPONSE AND 2ND RESPONSE. AND CONTACT WITH MISSING AND INACCURATE INFORMATION
Frequently Asked Questions
What is Complaint #19516783 about?
Complaint #19516783 was filed against Lockhart, Morris & Montgomery INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2026-02-15T12:00:00-05:00.
How did Lockhart, Morris & Montgomery INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lockhart, Morris & Montgomery INC.?
Yes, visit the Lockhart, Morris & Montgomery INC. company profile at readthecomplaint.com/company/lockhart-morris-montgomery-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.