Vehicle loan or lease -- Incorrect information on your report -- Complaint #19342519
Complaint Overview
Complaint ID: 19342519
Company: World Omni Financial CORP.
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Alabama
ZIP Code: 35749
Date Received: 2026-02-08T12:00:00-05:00
Date Sent to Company: 2026-02-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX late payments for periods in which this account was subject to the protections of an active XXXX case. While the automatic stay was in effect, I was legally barred from making payments or being reported as delinquent outside of XXXX proceedings. Despite this, late payment information was furnished to consumer reporting agencies. Why is this a problem XXXX payment reporting during an active XXXX stay : Violates 11 U.S.C. 362 ( a ) Results in inaccurate furnishing under 15 U.S.C. 1681s-2 ( a ) I previously notified the company of the XXXX and requested a correction. The inaccurate reporting remains.
Frequently Asked Questions
What is Complaint #19342519 about?
Complaint #19342519 was filed against World Omni Financial CORP. regarding Vehicle loan or lease specifically about Incorrect information on your report. It was received by the CFPB on 2026-02-08T12:00:00-05:00.
How did World Omni Financial CORP. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against World Omni Financial CORP.?
Yes, visit the World Omni Financial CORP. company profile at readthecomplaint.com/company/world-omni-financial-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.