World Omni Financial CORP. -- Consumer Complaint Report & Risk Analysis

World Omni Financial Corp. - Timely Complaints and Debt Collection Issues

Complaint Summary

World Omni Financial CORP. has received 409 consumer complaints filed with the CFPB across 6 products. The most common issues reported are incorrect information on your report, managing the loan or lease, improper use of your report. Complaints span 19 states, with Florida and Georgia leading in complaint volume.

Company Overview

Company: World Omni Financial CORP.

Total CFPB Complaints: 409

AI Risk Score: 73/100

Most Recent Complaint: 2025-12-14T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: low

AI Company Analysis

World Omni Financial Corp. has 408 consumer complaints on file with the CFPB. Incorrect information on your report Problems with debt collection

Response Quality Assessment

fair

Top Consumer Issues

Incorrect information on credit reports -- Severity: medium

Red Flags

  • Attempts to collect debt not owed

Green Flags

  • Good response times to complaints

Consumer Tips & Advice

Check your credit report for accuracy.

Complaint Trend Analysis

There is a trend of timely responses to complaints, but debt collection issues persist.

Regulatory History

Regulatory history shows mixed results with some improvements in response times.

Industry Context

The automotive finance industry often deals with complex loan and lease agreements and credit reporting.

Frequently Asked Questions About World Omni Financial CORP.

How many CFPB complaints does World Omni Financial Corp. have?

World Omni Financial Corp. has 408 complaints on file with the CFPB. The most recent complaint was filed on June 8, 2021.

What is World Omni Financial Corp.'s complaint response rate?

Response rate data is not yet available for World Omni Financial Corp..

Does World Omni Financial Corp. respond to complaints on time?

Timely response data is not yet available for World Omni Financial Corp..

Is World Omni Financial Corp. safe to do business with?

World Omni Financial Corp. - Timely Complaints and Debt Collection Issues World Omni Financial Corp. has 408 CFPB complaints. Risk score: 73/100.

What red flags exist for World Omni Financial Corp.?

Potential red flags for World Omni Financial Corp.: Attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.

What are World Omni Financial Corp.'s strengths?

Positive indicators for World Omni Financial Corp.: Good response times to complaints.

What tips should consumers know about World Omni Financial Corp.?

Check your credit report for accuracy.

Are complaints against World Omni Financial Corp. increasing or decreasing?

There is a trend of timely responses to complaints, but debt collection issues persist. World Omni Financial Corp. currently has 408 total complaints.

Has World Omni Financial Corp. faced regulatory action?

Regulatory history shows mixed results with some improvements in response times.

How does World Omni Financial Corp. compare to industry peers?

The automotive finance industry often deals with complex loan and lease agreements and credit reporting.

What is the most common issue reported to World Omni Financial Corp.?

The most common issue is incorrect information on credit reports.

Recent Complaints Against World Omni Financial CORP.

Complaint IDProductIssueDate ReceivedCompany ResponseState
#21175665Vehicle loan or leaseImproper use of your report2026-04-12T12:00:00-05:00Georgia
#21165167Debt collectionAttempts to collect debt not owed2026-04-11T12:00:00-05:00Montana
#21129675Vehicle loan or leaseIncorrect information on your report2026-04-09T12:00:00-05:00Tennessee
#21111987Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problem2026-04-09T12:00:00-05:00Tennessee
#20791445Vehicle loan or leaseStruggling to pay your loan2026-03-30T12:00:00-05:00Florida
#20185806Vehicle loan or leaseProblems at the end of the loan or lease2026-03-11T12:00:00-05:00Florida
#20149035Vehicle loan or leaseGetting a loan or lease2026-03-10T12:00:00-05:00Florida
#20079346Vehicle loan or leaseManaging the loan or lease2026-03-08T12:00:00-05:00Florida
#19914008Debt collectionElectronic communications2026-03-02T12:00:00-05:00Florida
#19606318Debt collectionAttempts to collect debt not owed2026-02-18T12:00:00-05:00California
#19342519Vehicle loan or leaseIncorrect information on your report2026-02-08T12:00:00-05:00Alabama
#19136876Vehicle loan or leaseProblems at the end of the loan or lease2026-01-21T12:00:00-05:00Georgia
#18763185Vehicle loan or leaseRepossession2026-01-15T12:00:00-05:00Florida
#18639002Vehicle loan or leaseGetting a loan or lease2026-01-11T12:00:00-05:00Florida
#18629871Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problem2026-01-10T12:00:00-05:00Alabama
#18447477Credit reporting or other personal consumer reportsIncorrect information on your report2026-01-03T12:00:00-05:00Florida
#18277489Credit reporting or other personal consumer reportsIncorrect information on your report2025-12-24T12:00:00-05:00Florida
#18188075Credit reporting or other personal consumer reportsIncorrect information on your report2025-12-19T12:00:00-05:00Georgia
#18029856Vehicle loan or leaseRepossession2025-12-14T12:00:00-05:00Georgia
#18008195Debt collectionTook or threatened to take negative or legal action2025-12-12T12:00:00-05:00North Carolina

World Omni Financial CORP. Complaints by State

World Omni Financial CORP. Complaints by Product

World Omni Financial CORP. Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for World Omni Financial CORP. is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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