Debt collection -- Attempts to collect debt not owed -- Complaint #18638305
Complaint Overview
Complaint ID: 18638305
Company: Sezzle INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Texas
ZIP Code: 77503
Date Received: 2026-01-11T12:00:00-05:00
Date Sent to Company: 2026-01-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX I am writing to formally dispute the following account that your company is reporting : Account Number : XXXX XXXX XXXX XXXX XXXX SEZZLE INC This account is fraudulent and does not belong to me. I did not open, authorize, or benefit from this account in any way. The account is the result of identity theft or error. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681s-2 ) and the Fair Debt Collection Practices Act ( 15 U.S.C. 1692 ), I am requesting that you conduct a reasonable investigation and immediately cease reporting this account unless and until it is properly verified. If you are unable to provide competent evidence that I am legally responsible for this debt, you must delete the account from all consumer reporting agencies and confirm this deletion to me in writing. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #18638305 about?
Complaint #18638305 was filed against Sezzle INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-11T12:00:00-05:00.
How did Sezzle INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Sezzle INC.?
Yes, visit the Sezzle INC. company profile at readthecomplaint.com/company/sezzle-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.