Sezzle INC. -- Consumer Complaint Report & Risk Analysis
Sezzle Inc. Debt Collection and Reporting Issues
Complaint Summary
Sezzle INC. has received 140 consumer complaints filed with the CFPB across 10 products. The most common issues reported are incorrect information on your report, attempts to collect debt not owed, improper use of your report. Complaints span 33 states, with Texas and California leading in complaint volume.
Company Overview
Company: Sezzle INC.
Total CFPB Complaints: 140
AI Risk Score: 65/100
Most Recent Complaint: 2022-04-06T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Sezzle Inc. has 136 consumer complaints on file with the CFPB. Sezzle Inc. has received multiple complaints regarding attempts to collect debt not owed. Incorrect information on consumer reports is also a significant issue.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about debt collection practices.
Green Flags
- Some consumers report accurate information on their reports.
Consumer Tips & Advice
Consumers should verify the accuracy of their credit reports and dispute any inaccuracies.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices and credit reporting accuracy.
Regulatory History
Regulatory history shows ongoing investigations into debt collection practices and credit reporting accuracy.
Industry Context
The industry context includes various financial products, with a focus on credit reporting and debt collection.
Frequently Asked Questions About Sezzle INC.
How many CFPB complaints does Sezzle Inc. have?
Sezzle Inc. has 136 complaints on file with the CFPB. The most recent complaint was filed on April 4, 2022.
What is Sezzle Inc.'s complaint response rate?
Response rate data is not yet available for Sezzle Inc..
Does Sezzle Inc. respond to complaints on time?
Timely response data is not yet available for Sezzle Inc..
Is Sezzle Inc. safe to do business with?
Sezzle Inc. Debt Collection and Reporting Issues Sezzle Inc. has 136 CFPB complaints. Risk score: 65/100.
What red flags exist for Sezzle Inc.?
Potential red flags for Sezzle Inc.: Multiple complaints about debt collection practices.. These are based on analysis of CFPB complaint patterns.
What are Sezzle Inc.'s strengths?
Positive indicators for Sezzle Inc.: Some consumers report accurate information on their reports..
What tips should consumers know about Sezzle Inc.?
Consumers should verify the accuracy of their credit reports and dispute any inaccuracies.
Are complaints against Sezzle Inc. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices and credit reporting accuracy. Sezzle Inc. currently has 136 total complaints.
Has Sezzle Inc. faced regulatory action?
Regulatory history shows ongoing investigations into debt collection practices and credit reporting accuracy.
How does Sezzle Inc. compare to industry peers?
The industry context includes various financial products, with a focus on credit reporting and debt collection.
What unique insight can be provided about Sezzle Inc.'s debt collection practices?
Sezzle Inc. has been reported to attempt collecting debts that consumers claim are not owed, which is a significant concern for consumer protection.
Recent Complaints Against Sezzle INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21772196 | Debt collection | Took or threatened to take negative or legal action | 2026-04-30T12:00:00-05:00 | Arizona | |
| #21604722 | Money transfer, virtual currency, or money service | Unauthorized transactions or other transaction problem | 2026-04-25T12:00:00-05:00 | Tennessee | |
| #21587486 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-04-24T12:00:00-05:00 | Louisiana | |
| #21285060 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2026-04-15T12:00:00-05:00 | Ohio | |
| #20993426 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-04-06T12:00:00-05:00 | Pennsylvania | |
| #20955420 | Credit card | Problem with a purchase shown on your statement | 2026-04-04T12:00:00-05:00 | Wisconsin | |
| #20483797 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-21T12:00:00-05:00 | Florida | |
| #20221683 | Debt collection | Attempts to collect debt not owed | 2026-03-12T12:00:00-05:00 | South Carolina | |
| #19793334 | Prepaid card | Trouble using the card | 2026-02-25T12:00:00-05:00 | California | |
| #19757599 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-02-24T12:00:00-05:00 | California | |
| #19684966 | Credit card | Improper use of your report | 2026-02-21T12:00:00-05:00 | Alabama | |
| #19670645 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-02-20T12:00:00-05:00 | Texas | |
| #19509769 | Debt collection | Took or threatened to take negative or legal action | 2026-02-14T12:00:00-05:00 | Missouri | |
| #19496330 | Debt collection | Took or threatened to take negative or legal action | 2026-02-13T12:00:00-05:00 | Pennsylvania | |
| #19147444 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-01-30T12:00:00-05:00 | Massachusetts | |
| #18818303 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-01-18T12:00:00-05:00 | Texas | |
| #18817816 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-01-18T12:00:00-05:00 | Texas | |
| #18699725 | Debt collection | Took or threatened to take negative or legal action | 2026-01-13T12:00:00-05:00 | Texas | |
| #18638305 | Debt collection | Attempts to collect debt not owed | 2026-01-11T12:00:00-05:00 | Texas | |
| #18482953 | Debt collection | Attempts to collect debt not owed | 2026-01-05T12:00:00-05:00 | California |
Sezzle INC. Complaints by State
- Sezzle INC. Complaints in Texas -- 23 complaints
- Sezzle INC. Complaints in California -- 13 complaints
- Sezzle INC. Complaints in Florida -- 9 complaints
- Sezzle INC. Complaints in New York -- 9 complaints
- Sezzle INC. Complaints in Georgia -- 7 complaints
- Sezzle INC. Complaints in Pennsylvania -- 6 complaints
- Sezzle INC. Complaints in North Carolina -- 6 complaints
- Sezzle INC. Complaints in Arizona -- 5 complaints
- Sezzle INC. Complaints in Tennessee -- 5 complaints
- Sezzle INC. Complaints in Alabama -- 5 complaints
- Sezzle INC. Complaints in Illinois -- 5 complaints
- Sezzle INC. Complaints in Louisiana -- 4 complaints
- Sezzle INC. Complaints in Ohio -- 4 complaints
- Sezzle INC. Complaints in New Jersey -- 4 complaints
- Sezzle INC. Complaints in Virginia -- 4 complaints
Sezzle INC. Complaints by Product
- Sezzle INC. Credit reporting or other personal consumer reports Complaints -- 31 complaints | All Credit reporting or other personal consumer reports Complaints
- Sezzle INC. Debt collection Complaints -- 29 complaints | All Debt collection Complaints
- Sezzle INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 26 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Sezzle INC. Payday loan, title loan, personal loan, or advance loan Complaints -- 19 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Sezzle INC. Credit card or prepaid card Complaints -- 11 complaints | All Credit card or prepaid card Complaints
- Sezzle INC. Credit card Complaints -- 9 complaints | All Credit card Complaints
- Sezzle INC. Money transfer, virtual currency, or money service Complaints -- 7 complaints | All Money transfer, virtual currency, or money service Complaints
- Sezzle INC. Prepaid card Complaints -- 3 complaints | All Prepaid card Complaints
- Sezzle INC. Payday loan, title loan, or personal loan Complaints -- 3 complaints | All Payday loan, title loan, or personal loan Complaints
- Sezzle INC. Checking or savings account Complaints -- 2 complaints | All Checking or savings account Complaints
Sezzle INC. Complaints by Issue
- Sezzle INC. -- Incorrect information on your report -- 38 complaints | All Incorrect information on your report Complaints
- Sezzle INC. -- Attempts to collect debt not owed -- 21 complaints | All Attempts to collect debt not owed Complaints
- Sezzle INC. -- Improper use of your report -- 10 complaints | All Improper use of your report Complaints
- Sezzle INC. -- Problem with a company's investigation into an existing problem -- 9 complaints | All Problem with a company's investigation into an existing problem Complaints
- Sezzle INC. -- Problem when making payments -- 8 complaints | All Problem when making payments Complaints
- Sezzle INC. -- Charged fees or interest you didn't expect -- 7 complaints | All Charged fees or interest you didn't expect Complaints
- Sezzle INC. -- Took or threatened to take negative or legal action -- 6 complaints | All Took or threatened to take negative or legal action Complaints
- Sezzle INC. -- Getting a credit card -- 6 complaints | All Getting a credit card Complaints
- Sezzle INC. -- Problem with a purchase shown on your statement -- 5 complaints | All Problem with a purchase shown on your statement Complaints
- Sezzle INC. -- Problem with a credit reporting company's investigation into an existing problem -- 5 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Sezzle INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.