Checking or savings account -- Opening an account -- Complaint #18515442
Complaint Overview
Complaint ID: 18515442
Company: Bank Of America, National Association
Product: Checking or savings account
Sub-Product: Checking account
Issue: Opening an account
Sub-Issue: Unable to open an account
State: California
ZIP Code: 95823
Date Received: 2026-01-06T12:00:00-05:00
Date Sent to Company: 2026-01-06T12:00:00-05:00
Company Response: Closed with monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In or around XXXX of XXXX, I deposited a check in the amount of approximately {$5000.00}. At the time of deposit, I believed the check to be legitimate. Bank of America later determined the check was not valid and reversed the deposit. I repaid the full amount to Bank of America following notification. I dispute the accuracy and completeness of how this event is reported to XXXX, including the classification, dates, and current status, as the obligation was satisfied. I am requesting verification that the information being reported is accurate and properly reflects repayment, and that the record be updated or corrected as appropriate.
Frequently Asked Questions
What is Complaint #18515442 about?
Complaint #18515442 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2026-01-06T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.