Debt collection -- Written notification about debt -- Complaint #18170829

Complaint Overview

Complaint ID: 18170829

Company: Portfolio Recovery Associates, LLC

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Florida

ZIP Code: 34744

Date Received: 2025-12-04T12:00:00-05:00

Date Sent to Company: 2025-12-04T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

PORTFOLIO RECOVERY Reported : XXXX XXXX, XXXX {$460.00} Needs Attention Overview Balance {$460.00} Highest Balance {$460.00} Opened XXXX XXXX, XXXX ( 1 yr, 10 mos ) Account status Open Type Derogatory Responsibility Individual Remarks Placed for collection Dispute resolved-subscriber disagrees Dispute resolved-subscriber disagrees Original Creditor Name XXXX XXXX Closed No Info

Frequently Asked Questions

What is Complaint #18170829 about?

Complaint #18170829 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-12-04T12:00:00-05:00.

How did Portfolio Recovery Associates, LLC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Portfolio Recovery Associates, LLC?

Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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