Credit card -- Fees or interest -- Complaint #18148134

Complaint Overview

Complaint ID: 18148134

Company: Citibank, N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Problem with fees

State: Florida

ZIP Code: 33624

Date Received: 2025-12-04T12:00:00-05:00

Date Sent to Company: 2025-12-04T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

The Credit Card company changed the company from the " ShopYourWay '' card to the " ThankYou '' card from Citibank. I paid all of my balances on time but they charged interest. I called them. - very poor voice connection quality, impossible to communicate, high crackle voice, super low quality phone line. ( XXXX ) - line dropping and you are losing the communications - other side operators ' English language is not enough - I called 10 times, over the over finally I succes to cominicate but still they could explain the why that charge the interest. They could not find reason. - They hangup the phone. Please stop this company 's XXXX operation ; they are damaging the American people. I stopped using this card and I have some promotional balance. I will pay all of them on time and I never use this card.

Frequently Asked Questions

What is Complaint #18148134 about?

Complaint #18148134 was filed against Citibank, N.A. regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2025-12-04T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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