Checking or savings account -- Managing an account -- Complaint #18145214

Complaint Overview

Complaint ID: 18145214

Company: Bank Of America, National Association

Product: Checking or savings account

Sub-Product: Savings account

Issue: Managing an account

Sub-Issue: Banking errors

State: Maryland

ZIP Code: 21060

Date Received: 2025-11-07T12:00:00-05:00

Date Sent to Company: 2025-12-18T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am following up on a prior inquiry regarding a system-generated transaction dated XX/XX/year>, in the amount of {$71000.00}, from a closed account ending in XXXX ( screenshot attached ). This transaction reduced my account balance to {$0.00}. I did not initiate, authorize, or have prior knowledge of this transaction, nor have I ever conducted a transaction of this size through this savings account.

Frequently Asked Questions

What is Complaint #18145214 about?

Complaint #18145214 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-11-07T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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