Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #18107509
Complaint Overview
Complaint ID: 18107509
Company: World Acceptance Corporation
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Mississippi
ZIP Code: 392XX
Date Received: 2025-12-02T12:00:00-05:00
Date Sent to Company: 2025-12-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am requesting full deletion of the WORLD ACCEPTANCE / WORLD FINANCE account from all credit bureaus. The company has already confirmed this account is past the statute of limitations and legally uncollectible. Continuing to report negative payment history is misleading and violates the FCRA requirement that all information be accurate, complete, and not deceptive. Because no legally enforceable debt exists, the account should not continue harming my credit profile.
Frequently Asked Questions
What is Complaint #18107509 about?
Complaint #18107509 was filed against World Acceptance Corporation regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-12-02T12:00:00-05:00.
How did World Acceptance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against World Acceptance Corporation?
Yes, visit the World Acceptance Corporation company profile at readthecomplaint.com/company/world-acceptance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.