World Acceptance Corporation -- Consumer Complaint Report & Risk Analysis
World Acceptance Corporation: Debt Collection and Reporting Issues
Complaint Summary
World Acceptance Corporation has received 805 consumer complaints filed with the CFPB across 10 products. The most common issues reported are incorrect information on your report, attempts to collect debt not owed, improper use of your report. Complaints span 29 states, with Georgia and Texas leading in complaint volume.
Company Overview
Company: World Acceptance Corporation
Total CFPB Complaints: 805
AI Risk Score: 45/100
Most Recent Complaint: 2022-07-15T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
World Acceptance Corporation has 799 consumer complaints on file with the CFPB. Attempts to collect debt not owed Took or threatened to take negative or legal action
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about debt collection practices
Green Flags
- Some positive feedback on customer service
Consumer Tips & Advice
Contact the company to verify the debt before making any payments.
Complaint Trend Analysis
There is a decreasing trend in complaints over the past year.
Regulatory History
Regulatory actions have been taken against the company for improper debt collection practices.
Industry Context
The company is known for its aggressive debt collection methods and has faced scrutiny from regulators.
Frequently Asked Questions About World Acceptance Corporation
How many CFPB complaints does World Acceptance Corporation have?
World Acceptance Corporation has 799 complaints on file with the CFPB. The most recent complaint was filed on September 16, 2021.
What is World Acceptance Corporation's complaint response rate?
Response rate data is not yet available for World Acceptance Corporation.
Does World Acceptance Corporation respond to complaints on time?
Timely response data is not yet available for World Acceptance Corporation.
Is World Acceptance Corporation safe to do business with?
World Acceptance Corporation: Debt Collection and Reporting Issues World Acceptance Corporation has 799 CFPB complaints. Risk score: 45/100.
What red flags exist for World Acceptance Corporation?
Potential red flags for World Acceptance Corporation: Multiple complaints about debt collection practices. These are based on analysis of CFPB complaint patterns.
What are World Acceptance Corporation's strengths?
Positive indicators for World Acceptance Corporation: Some positive feedback on customer service.
What tips should consumers know about World Acceptance Corporation?
Contact the company to verify the debt before making any payments.
Are complaints against World Acceptance Corporation increasing or decreasing?
There is a decreasing trend in complaints over the past year. World Acceptance Corporation currently has 799 total complaints.
Has World Acceptance Corporation faced regulatory action?
Regulatory actions have been taken against the company for improper debt collection practices.
How does World Acceptance Corporation compare to industry peers?
The company is known for its aggressive debt collection methods and has faced scrutiny from regulators.
What unique insight can be provided about World Acceptance Corporation's debt collection practices?
Complaints indicate that the company frequently attempts to collect debts that are not owed, which is a significant concern.
Recent Complaints Against World Acceptance Corporation
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21507038 | Debt collection | Took or threatened to take negative or legal action | 2026-04-22T12:00:00-05:00 | Texas | |
| #21175342 | Debt collection | Took or threatened to take negative or legal action | 2026-04-12T12:00:00-05:00 | Georgia | |
| #21148306 | Debt collection | Attempts to collect debt not owed | 2026-04-10T12:00:00-05:00 | Mississippi | |
| #20905155 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-04-02T12:00:00-05:00 | Texas | |
| #20904601 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2026-04-02T12:00:00-05:00 | Georgia | |
| #20562393 | Debt collection | Attempts to collect debt not owed | 2026-03-24T12:00:00-05:00 | Arizona | |
| #20491673 | Debt collection | Written notification about debt | 2026-03-22T12:00:00-05:00 | South Carolina | |
| #20185720 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-11T12:00:00-05:00 | Virgin Islands | |
| #20055441 | Payday loan, title loan, personal loan, or advance loan | Problem with customer service | 2026-03-06T12:00:00-05:00 | South Carolina | |
| #20054776 | Debt collection | Attempts to collect debt not owed | 2026-03-06T12:00:00-05:00 | South Carolina | |
| #20054738 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-06T12:00:00-05:00 | Georgia | |
| #19882664 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-03-01T12:00:00-05:00 | Texas | |
| #19872781 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-02-28T12:00:00-05:00 | Georgia | |
| #19721297 | Debt collection | Took or threatened to take negative or legal action | 2026-02-23T12:00:00-05:00 | Texas | |
| #19693587 | Debt collection | False statements or representation | 2026-02-22T12:00:00-05:00 | Tennessee | |
| #19605617 | Debt collection | Took or threatened to take negative or legal action | 2026-02-18T12:00:00-05:00 | Mississippi | |
| #19467371 | Debt collection | Attempts to collect debt not owed | 2026-02-12T12:00:00-05:00 | Georgia | |
| #19436170 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-02-11T12:00:00-05:00 | South Carolina | |
| #19342208 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-02-08T12:00:00-05:00 | Illinois | |
| #19333871 | Debt collection | Attempts to collect debt not owed | 2026-02-07T12:00:00-05:00 | Georgia |
World Acceptance Corporation Complaints by State
- World Acceptance Corporation Complaints in Georgia -- 155 complaints
- World Acceptance Corporation Complaints in Texas -- 130 complaints
- World Acceptance Corporation Complaints in South Carolina -- 70 complaints
- World Acceptance Corporation Complaints in Illinois -- 51 complaints
- World Acceptance Corporation Complaints in Alabama -- 37 complaints
- World Acceptance Corporation Complaints in Tennessee -- 32 complaints
- World Acceptance Corporation Complaints in Louisiana -- 28 complaints
- World Acceptance Corporation Complaints in Missouri -- 25 complaints
- World Acceptance Corporation Complaints in Mississippi -- 20 complaints
- World Acceptance Corporation Complaints in Indiana -- 14 complaints
- World Acceptance Corporation Complaints in Kentucky -- 13 complaints
- World Acceptance Corporation Complaints in Florida -- 13 complaints
- World Acceptance Corporation Complaints in Oklahoma -- 11 complaints
- World Acceptance Corporation Complaints in North Carolina -- 9 complaints
- World Acceptance Corporation Complaints in Arizona -- 7 complaints
World Acceptance Corporation Complaints by Product
- World Acceptance Corporation Debt collection Complaints -- 234 complaints | All Debt collection Complaints
- World Acceptance Corporation Credit reporting, credit repair services, or other personal consumer reports Complaints -- 175 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- World Acceptance Corporation Credit reporting or other personal consumer reports Complaints -- 139 complaints | All Credit reporting or other personal consumer reports Complaints
- World Acceptance Corporation Payday loan, title loan, or personal loan Complaints -- 55 complaints | All Payday loan, title loan, or personal loan Complaints
- World Acceptance Corporation Payday loan, title loan, personal loan, or advance loan Complaints -- 36 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- World Acceptance Corporation Vehicle loan or lease Complaints -- 3 complaints | All Vehicle loan or lease Complaints
- World Acceptance Corporation Credit card Complaints -- 2 complaints | All Credit card Complaints
- World Acceptance Corporation Checking or savings account Complaints -- 1 complaints | All Checking or savings account Complaints
- World Acceptance Corporation Mortgage Complaints -- 1 complaints | All Mortgage Complaints
- World Acceptance Corporation Money transfer, virtual currency, or money service Complaints -- 1 complaints | All Money transfer, virtual currency, or money service Complaints
World Acceptance Corporation Complaints by Issue
- World Acceptance Corporation -- Incorrect information on your report -- 157 complaints | All Incorrect information on your report Complaints
- World Acceptance Corporation -- Attempts to collect debt not owed -- 135 complaints | All Attempts to collect debt not owed Complaints
- World Acceptance Corporation -- Improper use of your report -- 88 complaints | All Improper use of your report Complaints
- World Acceptance Corporation -- Problem with a credit reporting company's investigation into an existing problem -- 49 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- World Acceptance Corporation -- Problem with a company's investigation into an existing problem -- 41 complaints | All Problem with a company's investigation into an existing problem Complaints
- World Acceptance Corporation -- Took or threatened to take negative or legal action -- 36 complaints | All Took or threatened to take negative or legal action Complaints
- World Acceptance Corporation -- Written notification about debt -- 24 complaints | All Written notification about debt Complaints
- World Acceptance Corporation -- False statements or representation -- 24 complaints | All False statements or representation Complaints
- World Acceptance Corporation -- Charged fees or interest you didn't expect -- 16 complaints | All Charged fees or interest you didn't expect Complaints
- World Acceptance Corporation -- Struggling to pay your loan -- 13 complaints | All Struggling to pay your loan Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for World Acceptance Corporation is generated by ReadTheComplaint using AI analysis of data from the CFPB.