Credit card -- Fees or interest -- Complaint #18083073

Complaint Overview

Complaint ID: 18083073

Company: Jpmorgan Chase & Co.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Problem with fees

State: Massachusetts

ZIP Code: 02043

Date Received: 2025-12-02T12:00:00-05:00

Date Sent to Company: 2025-12-02T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Late XX/XX/year>- I downgraded Chase Reserve credit card to Chase Preferred as I did not want to pay {$790.00} annual fee. XXXX XX/XX/year> - received new card, my online account showed Chase Preferred instead of Chase Reserved. XX/XX/year> - charged the Chase Reserve fee and reached out multiple times to Chase customer service. One Chase associate told me Id have to pay the fee this year despite not having any of those benefits. Ended up going to the branch with a promise to escalate, but this charge should have been immediately erased as it was an error on Chases part. Can not even dispute it online. Fradulant charge.

Frequently Asked Questions

What is Complaint #18083073 about?

Complaint #18083073 was filed against Jpmorgan Chase & Co. regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2025-12-02T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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