Credit card -- Problem with a purchase shown on your statement -- Complaint #18050461

Complaint Overview

Complaint ID: 18050461

Company: Citibank, N.A.

Product: Credit card

Sub-Product: Store credit card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Card was charged for something you did not purchase with the card

State: Ohio

ZIP Code: 44035

Date Received: 2025-12-01T12:00:00-05:00

Date Sent to Company: 2025-12-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

b"on XX/XX/XXXXat approx. XXXX XXXX XXXX called home Depot fraud department at XXXX XXXX XXXX XXXX and reported the fraud from the statement I received in the mail on XX/XX/XXXX.\non XXXX XXXX at approx XXXX XXXX XXXX officer XXXX from XXXX Police Department came to my residents to file a report. XXXX police report number XXXX.\n\nI never applied for this credit card from Home Depot."

Frequently Asked Questions

What is Complaint #18050461 about?

Complaint #18050461 was filed against Citibank, N.A. regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2025-12-01T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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