Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17980660
Complaint Overview
Complaint ID: 17980660
Company: Universal Acceptance Corporation (Ne)
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 766XX
Date Received: 2025-11-28T12:00:00-05:00
Date Sent to Company: 2025-11-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX sold me a " lemon ''. A car that was totally messed up, sold illegally. the car broke down twice in one month. So I advised them that I no longer wanted the car, and it shouldn't be reported on credit because it never made it to the first payment.
Frequently Asked Questions
What is Complaint #17980660 about?
Complaint #17980660 was filed against Universal Acceptance Corporation (Ne) regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-28T12:00:00-05:00.
How did Universal Acceptance Corporation (Ne) respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Universal Acceptance Corporation (Ne)?
Yes, visit the Universal Acceptance Corporation (Ne) company profile at readthecomplaint.com/company/universal-acceptance-corporation-ne to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.