Checking or savings account -- Managing an account -- Complaint #17922719

Complaint Overview

Complaint ID: 17922719

Company: Jpmorgan Chase & Co.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: New York

ZIP Code: 10024

Date Received: 2025-11-25T12:00:00-05:00

Date Sent to Company: 2025-11-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Issue Category : Bank account closed/ Funds withheld / Government check withheld Description : I am the payee of a U.S. Treasury IRS refund check for approximately {$28000.00}. The check was deposited into my sisters Chase Bank account with my authorization. Chase closed the account shortly after, claiming fraud activity. Since then, Chase has refused to provide : The status of MY federal refund funds, Whether the money is being held, released, or returned to the IRS, and Any method to recover my government refund. Chase will no longer speak to me or my sister. I am not asking for her account details ; I am asking about my Treasury check, which I have a legal right to information about.

Frequently Asked Questions

What is Complaint #17922719 about?

Complaint #17922719 was filed against Jpmorgan Chase & Co. regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-11-25T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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