Checking or savings account -- Managing an account -- Complaint #17881311

Complaint Overview

Complaint ID: 17881311

Company: Bank Of America, National Association

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: Florida

ZIP Code: 34601

Date Received: 2025-11-29T12:00:00-05:00

Date Sent to Company: 2025-11-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Wednesday XX/XX/XXXX I went into Bank of America located in XXXX fl on XXXX XXXX to cash and or deposit a treasury check in the amount of XXXX. They stated they couldnt cash but could deposit. The deposit slip stated most funds available Friday XX/XX/XXXX but hold on XXXX. When I checked the next day it changed to hold XXXX till XX/XX/XXXX by XXXX. It stated I would receive a notification why the change and never received anything. No reason for the change or why they would have an extensive hold on a treasury check. And the automated message said could be subjected to change again for a longer hold.

Frequently Asked Questions

What is Complaint #17881311 about?

Complaint #17881311 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-11-29T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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