Debt collection -- Attempts to collect debt not owed -- Complaint #17878971
Complaint Overview
Complaint ID: 17878971
Company: Oliphant United, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Texas
ZIP Code: 781XX
Date Received: 2025-11-29T12:00:00-05:00
Date Sent to Company: 2025-11-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I requested a copy of my credit report from these XXXX major credit reporting agencies : XXXX, XXXX, XXXX According to the information listed on my credit reports there are XXXX collection accounts with the same account information but different amounts. I asked the company to remove them unless you can provide my signature requesting these loans from your organization. They mailed a letter with different account numbers not matching what is showing on the credit reports. This is even more confusing due to the fact the loan information is not a company that I do business with. The inaccuracies include but are not limited to : XXXX. Account Status Discrepancy : Oliphant USA LLC has chosen to report on the account that was opened on XX/XX/year>. Please provide the following information : A complete Bill of Sale from the original creditor showing the transfer of ownership of this account. XXXX. A forward Flow Agreement ( or other purchase agreement ) governing the alleged sale of debts, including terms under which this account was transferred. XXXX. The full chain of title or assignment, documenting every transfer of ownership of this account from the original creditor to the present plaintiff. XXXX. A copy of the original signed application or contract bearing my signature. XXXX. Complete account level documentation including statements, payment history, and charge off details.
Frequently Asked Questions
What is Complaint #17878971 about?
Complaint #17878971 was filed against Oliphant United, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-29T12:00:00-05:00.
How did Oliphant United, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Oliphant United, INC.?
Yes, visit the Oliphant United, INC. company profile at readthecomplaint.com/company/oliphant-united-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.