Oliphant United, INC. -- Consumer Complaint Report & Risk Analysis

Oliphant United, Inc. Debt Collection Practices Under Scrutiny

Complaint Summary

Oliphant United, INC. has received 40 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, incorrect information on your report. Complaints span 17 states, with Florida and Georgia leading in complaint volume.

Company Overview

Company: Oliphant United, INC.

Total CFPB Complaints: 40

AI Risk Score: 32/100

Most Recent Complaint: 2026-05-04T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: low

AI Company Analysis

Oliphant United, Inc. has 39 consumer complaints on file with the CFPB. Oliphant United, Inc. has received 7 complaints regarding written notification about debt. 5 complaints have been filed regarding attempts to collect debt not owed.

Response Quality Assessment

fair

Top Consumer Issues

Debt collection practices -- Severity: medium

Red Flags

  • Oliphant United, Inc. has been accused of attempting to collect debts that consumers claim are not owed.

Green Flags

  • The company has not been found to have engaged in any illegal activities in the past.

Consumer Tips & Advice

Consumers should verify the accuracy of any debt before responding to collection efforts.

Complaint Trend Analysis

There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers.

Regulatory History

Regulatory actions against Oliphant United, Inc. have been limited, with no major fines or sanctions imposed.

Industry Context

The debt collection industry is under increasing scrutiny from both consumers and regulators due to practices like those reported by Oliphant United, Inc.

Frequently Asked Questions About Oliphant United, INC.

How many CFPB complaints does Oliphant United, Inc. have?

Oliphant United, Inc. has 39 complaints on file with the CFPB. The most recent complaint was filed on April 28, 2026.

What is Oliphant United, Inc.'s complaint response rate?

Response rate data is not yet available for Oliphant United, Inc..

Does Oliphant United, Inc. respond to complaints on time?

Timely response data is not yet available for Oliphant United, Inc..

Is Oliphant United, Inc. safe to do business with?

Oliphant United, Inc. Debt Collection Practices Under Scrutiny Oliphant United, Inc. has 39 CFPB complaints. Risk score: 32/100.

What red flags exist for Oliphant United, Inc.?

Potential red flags for Oliphant United, Inc.: Oliphant United, Inc. has been accused of attempting to collect debts that consumers claim are not owed.. These are based on analysis of CFPB complaint patterns.

What are Oliphant United, Inc.'s strengths?

Positive indicators for Oliphant United, Inc.: The company has not been found to have engaged in any illegal activities in the past..

What tips should consumers know about Oliphant United, Inc.?

Consumers should verify the accuracy of any debt before responding to collection efforts.

Are complaints against Oliphant United, Inc. increasing or decreasing?

There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers. Oliphant United, Inc. currently has 39 total complaints.

Has Oliphant United, Inc. faced regulatory action?

Regulatory actions against Oliphant United, Inc. have been limited, with no major fines or sanctions imposed.

How does Oliphant United, Inc. compare to industry peers?

The debt collection industry is under increasing scrutiny from both consumers and regulators due to practices like those reported by Oliphant United, Inc.

What unique insight can be gained from the complaints about Oliphant United, Inc.?

The complaints highlight the need for consumers to verify the accuracy of debts before responding to collection efforts, as some debts may not be owed.

Recent Complaints Against Oliphant United, INC.

Complaint IDProductIssueDate ReceivedCompany ResponseState
#21871453Credit reporting or other personal consumer reportsIncorrect information on your report2026-05-04T12:00:00-05:00North Carolina
#21687758Debt collectionAttempts to collect debt not owed2026-04-28T12:00:00-05:00Pennsylvania
#21605351Debt collectionFalse statements or representation2026-04-25T12:00:00-05:00Alabama
#21387393Debt collectionFalse statements or representation2026-04-19T12:00:00-05:00Michigan
#21075143Debt collectionWritten notification about debt2026-04-08T12:00:00-05:00Virginia
#20080346Debt collectionTook or threatened to take negative or legal action2026-03-08T12:00:00-05:00New Jersey
#19983845Credit reporting or other personal consumer reportsIncorrect information on your report2026-03-04T12:00:00-05:00Virginia
#19858672Debt collectionWritten notification about debt2026-02-27T12:00:00-05:00Alabama
#19858318Credit reporting or other personal consumer reportsImproper use of your report2026-02-27T12:00:00-05:00Florida
#19757376Debt collectionWritten notification about debt2026-02-24T12:00:00-05:00New Jersey
#19334283Debt collectionAttempts to collect debt not owed2026-02-07T12:00:00-05:00Florida
#19118607Debt collectionWritten notification about debt2026-01-29T12:00:00-05:00Virginia
#18699588Debt collectionTook or threatened to take negative or legal action2026-01-13T12:00:00-05:00New York
#18410594Debt collectionWritten notification about debt2026-01-01T12:00:00-05:00New York
#18187843Debt collectionFalse statements or representation2025-12-19T12:00:00-05:00Nevada
#17972833Debt collectionAttempts to collect debt not owed2025-12-11T12:00:00-05:00Georgia
#17790385Debt collectionTook or threatened to take negative or legal action2025-12-05T12:00:00-05:00Texas
#18079181Debt collectionWritten notification about debt2025-12-01T12:00:00-05:00Georgia
#17919519Debt collectionAttempts to collect debt not owed2025-11-29T12:00:00-05:00Minnesota
#17878971Debt collectionAttempts to collect debt not owed2025-11-29T12:00:00-05:00Texas

Oliphant United, INC. Complaints by State

Oliphant United, INC. Complaints by Product

Oliphant United, INC. Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Oliphant United, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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