Credit card -- Problem with a purchase shown on your statement -- Complaint #17870984

Complaint Overview

Complaint ID: 17870984

Company: Citibank, N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Card was charged for something you did not purchase with the card

State: North Carolina

ZIP Code: 28562

Date Received: 2025-11-21T12:00:00-05:00

Date Sent to Company: 2025-12-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American, Servicemember

Consumer Narrative

I was notified on my statement of payments that I owed {$630.00} on my Citibank Credit card for XX/XX/year> purchase. It noted it was XXXX internet payment. When I called, they said it was between me and my bank. I went to the bank and of course was told it was a credit card issue. I called the company and she said the same thing again and I demanded a response. I got a letter about XXXX weeks later saying in print what she said the first time. I paid everything on my card but that amount since it was in dispute. I then called the North Carolina Department of Justice and they told me to contact your agency first.

Frequently Asked Questions

What is Complaint #17870984 about?

Complaint #17870984 was filed against Citibank, N.A. regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2025-11-21T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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