Credit card -- Getting a credit card -- Complaint #17084480

Complaint Overview

Complaint ID: 17084480

Company: Citibank, N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Delay in processing application

State: California

ZIP Code: 93535

Date Received: 2025-11-06T12:00:00-05:00

Date Sent to Company: 2025-11-06T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I applied for the card two months ago and paid my minimum payments first my credit card bill cycle and account was frozen and had to submit 4506-C form. My account was just closed for no apparent reason what so ever and my credit was impacted because of Citibank 's negligence and delayed process.

Frequently Asked Questions

What is Complaint #17084480 about?

Complaint #17084480 was filed against Citibank, N.A. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2025-11-06T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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