Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16910063

Complaint Overview

Complaint ID: 16910063

Company: Mobiloans, LLC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: California

ZIP Code: 92704

Date Received: 2025-10-29T12:00:00-05:00

Date Sent to Company: 2025-10-29T12:00:00-05:00

Company Response: Untimely response

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I requested this company to remove the incorrect information reported on my credit report. They claimed that they gave me a line of credit. But they are an online payday loan company with high interest rate. They removed the report once before. Now they reported again on my credit report as a line of credit again and charge off and late on my payment.

Frequently Asked Questions

What is Complaint #16910063 about?

Complaint #16910063 was filed against Mobiloans, LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-29T12:00:00-05:00.

How did Mobiloans, LLC respond to this complaint?

The company responded with: "Untimely response". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Mobiloans, LLC?

Yes, visit the Mobiloans, LLC company profile at readthecomplaint.com/company/mobiloans-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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