Mobiloans, LLC -- Consumer Complaint Report & Risk Analysis
Mobiloans, LLC: Frequent Debt Collection Issues and Legal Threats
Complaint Summary
Mobiloans, LLC has received 91 consumer complaints filed with the CFPB across 6 products. The most common issues reported are incorrect information on your report, attempts to collect debt not owed, took or threatened to take negative or legal action. Complaints span 15 states, with California and Florida leading in complaint volume.
Company Overview
Company: Mobiloans, LLC
Total CFPB Complaints: 91
AI Risk Score: 73/100
Most Recent Complaint: 2022-07-10T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: medium
AI Company Analysis
Mobiloans, LLC has 91 consumer complaints on file with the CFPB. Attempts to collect debt not owed Took or threatened to take negative or legal action
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Frequent legal threats and debt collection issues
Green Flags
- Some positive feedback on customer service
Consumer Tips & Advice
Contact Mobiloans, LLC immediately to verify any debt before making payments.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices and legal threats.
Regulatory History
Regulatory history shows multiple violations for debt collection practices and false threats.
Industry Context
The payday loan industry has faced scrutiny for unfair practices and misleading advertising.
Frequently Asked Questions About Mobiloans, LLC
How many CFPB complaints does Mobiloans, LLC have?
Mobiloans, LLC has 91 complaints on file with the CFPB. The most recent complaint was filed on July 10, 2022.
What is Mobiloans, LLC's complaint response rate?
Response rate data is not yet available for Mobiloans, LLC.
Does Mobiloans, LLC respond to complaints on time?
Timely response data is not yet available for Mobiloans, LLC.
Is Mobiloans, LLC safe to do business with?
Mobiloans, LLC: Frequent Debt Collection Issues and Legal Threats Mobiloans, LLC has 91 CFPB complaints. Risk score: 73/100.
What red flags exist for Mobiloans, LLC?
Potential red flags for Mobiloans, LLC: Frequent legal threats and debt collection issues. These are based on analysis of CFPB complaint patterns.
What are Mobiloans, LLC's strengths?
Positive indicators for Mobiloans, LLC: Some positive feedback on customer service.
What tips should consumers know about Mobiloans, LLC?
Contact Mobiloans, LLC immediately to verify any debt before making payments.
Are complaints against Mobiloans, LLC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices and legal threats. Mobiloans, LLC currently has 91 total complaints.
Has Mobiloans, LLC faced regulatory action?
Regulatory history shows multiple violations for debt collection practices and false threats.
How does Mobiloans, LLC compare to industry peers?
The payday loan industry has faced scrutiny for unfair practices and misleading advertising.
What unique insight can be provided about Mobiloans, LLC's practices?
Mobiloans, LLC frequently attempts to collect debts that consumers claim are not owed, and they have a history of making false threats of legal action, which is a significant concern for consumers.
Recent Complaints Against Mobiloans, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #19403119 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | 2026-02-10T12:00:00-05:00 | Washington | |
| #18808792 | Debt collection | Took or threatened to take negative or legal action | 2026-01-17T12:00:00-05:00 | Florida | |
| #18515413 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-01-06T12:00:00-05:00 | Florida | |
| #18029019 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | 2025-12-14T12:00:00-05:00 | Washington | |
| #18132864 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | 2025-12-02T12:00:00-05:00 | California | |
| #18132818 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-12-02T12:00:00-05:00 | California | |
| #17874719 | Debt collection | Took or threatened to take negative or legal action | 2025-11-30T12:00:00-05:00 | Texas | |
| #17988151 | Debt collection | Communication tactics | 2025-11-27T12:00:00-05:00 | California | |
| #17978661 | Debt collection | Attempts to collect debt not owed | 2025-11-26T12:00:00-05:00 | California | |
| #17931860 | Debt collection | Attempts to collect debt not owed | 2025-11-25T12:00:00-05:00 | Oklahoma | |
| #17916767 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | 2025-11-25T12:00:00-05:00 | California | |
| #17909610 | Debt collection | Took or threatened to take negative or legal action | 2025-11-25T12:00:00-05:00 | California | |
| #17909611 | Debt collection | Took or threatened to take negative or legal action | 2025-11-24T12:00:00-05:00 | Florida | |
| #17909592 | Debt collection | Took or threatened to take negative or legal action | 2025-11-24T12:00:00-05:00 | California | |
| #17916343 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | 2025-11-21T12:00:00-05:00 | Texas | |
| #17792244 | Debt collection | Attempts to collect debt not owed | 2025-11-20T12:00:00-05:00 | Michigan | |
| #18192420 | Debt collection | Attempts to collect debt not owed | 2025-11-08T12:00:00-05:00 | California | |
| #17819365 | Debt collection | Attempts to collect debt not owed | 2025-11-07T12:00:00-05:00 | Florida | |
| #17819338 | Debt collection | Attempts to collect debt not owed | 2025-11-07T12:00:00-05:00 | Florida | |
| #16960355 | Debt collection | Written notification about debt | 2025-10-31T12:00:00-05:00 | Texas |
Mobiloans, LLC Complaints by State
- Mobiloans, LLC Complaints in California -- 25 complaints
- Mobiloans, LLC Complaints in Florida -- 18 complaints
- Mobiloans, LLC Complaints in Texas -- 12 complaints
- Mobiloans, LLC Complaints in Washington -- 7 complaints
- Mobiloans, LLC Complaints in Ohio -- 7 complaints
- Mobiloans, LLC Complaints in Tennessee -- 4 complaints
- Mobiloans, LLC Complaints in Alabama -- 4 complaints
- Mobiloans, LLC Complaints in Michigan -- 3 complaints
- Mobiloans, LLC Complaints in Oklahoma -- 2 complaints
- Mobiloans, LLC Complaints in Missouri -- 2 complaints
- Mobiloans, LLC Complaints in South Carolina -- 2 complaints
- Mobiloans, LLC Complaints in Indiana -- 2 complaints
- Mobiloans, LLC Complaints in Mississippi -- 1 complaints
- Mobiloans, LLC Complaints in Nevada -- 1 complaints
- Mobiloans, LLC Complaints in Maryland -- 1 complaints
Mobiloans, LLC Complaints by Product
- Mobiloans, LLC Debt collection Complaints -- 40 complaints | All Debt collection Complaints
- Mobiloans, LLC Credit reporting or other personal consumer reports Complaints -- 15 complaints | All Credit reporting or other personal consumer reports Complaints
- Mobiloans, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 15 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Mobiloans, LLC Payday loan, title loan, personal loan, or advance loan Complaints -- 10 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Mobiloans, LLC Payday loan, title loan, or personal loan Complaints -- 9 complaints | All Payday loan, title loan, or personal loan Complaints
- Mobiloans, LLC Money transfer, virtual currency, or money service Complaints -- 2 complaints | All Money transfer, virtual currency, or money service Complaints
Mobiloans, LLC Complaints by Issue
- Mobiloans, LLC -- Incorrect information on your report -- 16 complaints | All Incorrect information on your report Complaints
- Mobiloans, LLC -- Attempts to collect debt not owed -- 14 complaints | All Attempts to collect debt not owed Complaints
- Mobiloans, LLC -- Took or threatened to take negative or legal action -- 9 complaints | All Took or threatened to take negative or legal action Complaints
- Mobiloans, LLC -- Improper use of your report -- 9 complaints | All Improper use of your report Complaints
- Mobiloans, LLC -- Communication tactics -- 6 complaints | All Communication tactics Complaints
- Mobiloans, LLC -- Struggling to pay your loan -- 6 complaints | All Struggling to pay your loan Complaints
- Mobiloans, LLC -- Charged fees or interest you didn't expect -- 5 complaints | All Charged fees or interest you didn't expect Complaints
- Mobiloans, LLC -- Written notification about debt -- 5 complaints | All Written notification about debt Complaints
- Mobiloans, LLC -- Problem with a credit reporting company's investigation into an existing problem -- 5 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Mobiloans, LLC -- Problem with a company's investigation into an existing problem -- 3 complaints | All Problem with a company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Mobiloans, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.