Checking or savings account -- Managing an account -- Complaint #16256267

Complaint Overview

Complaint ID: 16256267

Company: Jpmorgan Chase & Co.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem using a debit or ATM card

State: California

ZIP Code: 94550

Date Received: 2025-09-29T12:00:00-05:00

Date Sent to Company: 2025-09-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

On XX/XX/year> I became a victim of an elder fraud banking scheme at Chase Bank in XXXX, California and lost {$10000.00}. Unlike other Chase Bank customers, I did not receive an email notifying their customers of the latest scams. For example, XXXX customer and friend received an email with this subject header : " * * * Attention, XXXX : You're being notified of the latest scams happening now ''. I have XXXX emails and reviewed all from Chase Bank and I have not gotten any notice such as this about fraudulent bank scams. Perhaps if I had, then I might not have lost {$10000.00}. In my case I received a fraudulent Chase Bank text alerting me to a possible problem and moments later received a phone call from an " FBI '' agent informing me that they have been monitoring Chase Bank accounts and a {$50000.00} XXXX transaction on my account had been attempted. I then followed his lead and followed his instructions to go into a local Chase Bank and withdraw {$10000.00} in large bills to then deposit into a mobile bank account to protect my assets. The Chase Bank tellers and lax security training on a suspicious trigger amount withdrawal by an elderly lady/member of a vulnerable group contributed to this loss. ( Please see my report attached to this complaint )

Frequently Asked Questions

What is Complaint #16256267 about?

Complaint #16256267 was filed against Jpmorgan Chase & Co. regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-09-29T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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